- Answer: Option C. Starting from July 16, 2025, all Indian government payments exceeding ₹75 crore are required to be processed through the RBI’s e-Kuber system. This decision aims to enhance transparency, efficiency, and accuracy in handling large-value government transactions. e-Kuber, developed the Reserve Bank of India, offers features like real-time tracking, 24-hour reconciliation, and quicker settlements.
- Answer: option A, The Reserve Bank of India has reduced the qualifying asset threshold for NBFC-MFIs from 75% to 60%. This change allows NBFC-MFIs to diversify their loan portfolio, freeing up 15% of asset space. The move is expected to provide operational flexibility, balance sheet stability, and better cross-cycle earnings, ultimately enhancing service delivery to poor households and enabling MFIs to customize financial products for low-income and underserved segments.
- Answer: Option C, The Reserve Bank of India has increased the Loan-to-Value (LTV) ratio for gold loans up to ₹2.5 lakh from 75% to 85%, effective April 1, 2026. This change is part of a broader strategy to enhance credit access for small-ticket borrowers while maintaining robust risk management practices.
- Answer: option C
- Answer: Option B
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